Insurance & Business Risk Checklist for Solos

Running a one-person business means you carry many responsibilities — and some risks can cause outsized damage if they happen. This interactive checklist helps you quickly identify which coverages matter for your situation, prioritize gaps, compare vendor quotes, and capture next steps. Work through the sections in whatever order makes sense; you can save your answers and return later.

Tip: If your business sells professional advice, does paid work on client sites, stores customer data, owns equipment, or drives as part of work, focus first on the items below that relate to those activities.